Author: Meg

Making Decisions Is Exhausting. Rules and Automation Help You Make Fewer Decisions in your Finances.

Block Women is lying on her side with a cartoon dialogue cloud above her head showing a complex decision diamond flowchart

You and I probably have at least one thing in common: the administrative burden of modern life is exhausting. Overwhelming. Frustrating. Just nothing good about it, but we can’t escape it.

RSUs After They Lose Value: Are You Anchoring on the Price at Grant?

Block Women is attached to end of graph when the RSU price was high, before it plunged

Do you work for a public company? Your RSUs are probably worth waaaay less when they vest nowadays than you thought they would be just six months ago.

RSUs stock market down

Sometimes it just sucks to be an investor. And consumer.

A dark cloud with rain falling hovers over Block Woman

Do you pay attention to the financial press or to what’s happening in the stock market (or bond market!) or to the price of broccoli at your local grocery store?

inflation mindset money mindset stock market down

Reflections On 6 Years of Flow

Birthday candle 6 with amazed Block Woman

Whew. This last year—Flow’s 6th—was a lot. Pandemic. Politics. Climate. Politics. Economy. Emerging from the pandemic.

As is the tradition, let us look back upon the last year of Flow.

(We celebrate Flow’s birthday on May 9. If you want, read my Year 5, Year 4, Year 3 and Year 2 reflections).

6 years anniversary business owner financial planner

Has your tax season sucked? Make some changes now to make next year better (suck less).

If your tax season sucked (stressed out, last-minute activity, uncertainty, unexpectedly big tax payments), then, while the pain is still fresh, let’s think about how to make your life way less stressful next year.

estimated taxes tax planning tax season taxes

Should You Defer Your Bonus to Your 401(k)?

You got a bonus. Nice. In my maturity, I have grown to appreciate an extra $10,000, $20,000, or $100,000 dropping into my lap.

401(k) bonus defer bonus

Don’t hang out with billionaires. (Video)

The people we surround ourselves with have such a profound influence on how we live our lives, and how we feel as we do it.

If you’re hanging out with people with waaaay more money than you have, it’s gonna be hard to find contentment with what you do have, even if it’s objectively quite a lot!

Do you want to use your wealth to live your own values, to create our own ideal life? Reach out and schedule a free consultation or send us an email.

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Disclaimer: This article is provided for educational, general information, and illustration purposes only. Nothing contained in the material constitutes tax advice, a recommendation for purchase or sale of any security, or investment advisory services. We encourage you to consult a financial planner, accountant, and/or legal counsel for advice specific to your situation. Reproduction of this material is prohibited without written permission from Flow Financial Planning, LLC, and all rights are reserved. Read the full Disclaimer.

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You Want to Give Money to Charity. Should You Use a DAF?

Good on you for wanting to share some of your good fortune, for wanting to help people, communities, and causes that deserve it.

charitable donations charitable giving DAF donor advised fund

What I—and Hopefully You—Can Learn from My 85-Year-Old Aunt.

She and her dog stopped along the trail through the chaparral. She bent over and took something out of her cargo pants pocket. “Is that a pedometer?” “Yes,” she responded. “I try to walk three miles a day, between these walks and walking around the house.”

goals intentions life lessons life planning musings resolutions

You Can Save in Three Different Tax “Buckets.” What Are They, and Why Should You Care?

I’m violating one of the cardinal rules of content marketing here by writing about something I want you to know about, instead of something that you want you to know about.

retirement savings tax planning taxable vs. retirement savings

Protect Your Tax Return from The Bad Guys (No, Not the IRS)

Flow FP's Block Woman Contemplates the Shell Game

A client recently told me a harrowing story of how his employer had accidentally leaked personal information about every employee to some Nefarious Agents. My client went right home and froze all his credit accounts and immediately filed his taxes.
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How Much Money Do You Need?

Our clients are in their 20s, 30s, and 40s. They’re all well paid. Many have gone through big liquidity events (read: IPO) that have dumped a big Bucket O’Money™ in their laps. (That’s what we specialize in after all.)

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