I bet you spend almost all your work time doing the job you’re paid to do. But what if you were running a business (You) selling a product (your labor) to customers (employers)? How would you work on your business?
Changing your financial behavior is hard. Leverage your community!
Changing your behavior is essential to accomplishing anything great in your life, right? Skip your traditional Sunday brunch so you can train more for that triathlon. Study every night instead of hanging with friends so you can get an MBA.
And when you start working on your personal finances, you’re going to be asked to change your behavior, at least in some small way.
A Tesla won’t scotch your financial prospects. Your recurring expenses will.
A lot of my clients fret over a large one-time expense–a once-in-a-lifetime vacation, a huge home remodel, a fancy electric car–and waste much less angst on their monthly expenses. Turns out, they’ve got it backwards.
Life and Financial Lessons from Two Years of Flow
Flow is two years old today. Starting and growing the firm has been stressful, invigorating, challenging, educational (boy howdy), gratifying, ego-stroking, ego-crushing, and validating.Continue reading
Don’t Be Lucky with Your Money. Be Smart. (Ideally, Both.) (Video)
In the tech community, stories abound of people who became rich overnight. They were lucky. Maybe you’ll be lucky. But maybe you won’t.
Netflix, Doritos, and How You Can’t Willpower Your Way Through Your Finances.
I am one of about five people in the United States who doesn’t have a Netflix subscription. During the last month, however, I had a free trial. Now that it’s over, I once more have time and brain power to do something other than binge watch Marvel superhero shows and “Dexter.”
The Netflix trial proved to me, yet again, that I have no self-control when it comes to watching screens. Honestly, my behavior in the last month disappointed me. “Surely I should be able to resist! What is wrong with me?” Continue reading
The Not-So-Obvious Benefits of Using a Financial Planner
What should I do with my stock options?
How much house should I buy?
How much should I be saving?
Is this idea crazy?
You Just Received an Inheritance or Other Windfall. NOW What Should You Do?
Did you just receive a lot of money you weren’t quite expecting? Enough money to seriously change your life?Continue reading
“A Uterus Is a Feature, Not a Bug” Has Advice for Your Finances, Too
Sarah Lacy’s A Uterus is a Feature, Not a Bug is an engrossing commentary on the professional challenges of being a woman, especially a mother, and especially in the tech industry.
She really got my attention with this one line:
Women getting run out of tech matters, because it’s where so much of the wealth creation and opportunity in the economy is right now.
I know the tax laws changed. Should I do anything differently?
You know that our tax laws changed a lot on January 1. But what you might not know is, “What should I do about it?”Continue reading
What You Should Know About the New Tax Bill Before Year’s End
Do you need to do anything before year’s end in anticipation of the newly reconciled tax bill, likely taking effect January 1? Continue reading
Protect Your Identity and Data. Financial Security Ain’t All About Your Savings Rate!
You’re probably getting lost in a swirl of holiday activity and online spending, maybe even buying an Amazon Echo or two, so let’s talk about how to protect yourself in this digital world. Continue reading