A few weeks ago, I was talking with a client about his 2023 taxes. About the fact that he hadn’t paid estimated taxes in 2023. And that a probably big, but who-really-knew-how-big tax bill was looming before April 15. And that his CPA would give him some recommendations for paying estimated taxes in 2024. And that he should pay those estimated taxes so we’re not in this position again next year.
Continue readingDid Your Child Earn Money Last Year? You Can Open a Roth IRA for Them.
This is the story of how I filed my 14-year-old daughter’s taxes, and then opened, funded, and invested a Roth IRA for her, for tax year 2023. Piecing this process together for the first time was a bit frustrating (even for a financial planner!) so I hope you can follow along with a bit more ease.
Continue readingI Work with Early to Mid Career Clients. Why Did I Get a Retirement Professional Designation?
If you look at our website—and please do! I quite like it—you’ll see that we ask “Are you a woman in your early to mid career in tech?” That’s the demographic we target.
Continue readingMaybe You Can’t Retire Yet, But Can You Stop Worrying About Earning as Much?
Some of our clients go through an IPO and come out the other end financially independent. Thirty-five years old, with $10M in the bank? Check. (Technically, not the bank, but a broadly diversified, low-cost portfolio. At least, that’s the hope!)
Continue readingYou Have Millions of Dollars. Perhaps You *Can* Invest in Fancy Investments, But You Needn’t.
We work with plenty of clients who, at an enviably young age, already have a portfolio worth millions of dollars. (Thank you, IPOs.)
Continue readingHow We Evaluate and (Hopefully) Improve a Client’s Existing Portfolio
As much as I think most of investing is boring (and should be), I really enjoy the puzzle of what to do when I first start working with a client’s existing investment portfolio. And how I work through that puzzle might help you evaluate and improve your own investment portfolio.
Continue readingOur Investment Beliefs
I rarely talk about investing in this blog. It has been on purpose.
Continue readingHave You Fallen Prey to These Common Misunderstandings in Personal Finance?
Making Decisions Is Exhausting. Rules and Automation Help You Make Fewer Decisions in your Finances.
You and I probably have at least one thing in common: the administrative burden of modern life is exhausting. Overwhelming. Frustrating. Just nothing good about it, but we can’t escape it.
Continue readingDon’t hang out with billionaires. (Video)
Angel investing. You really really want to. But should you?
You got that itch to invest in some early stage companies. Maybe a former colleague founded a company and you know they’re Super Smart and their idea is So Good. Or you just love the cause that this one company is supporting.
Continue readingYour Company Is Going Public. The Power of a Good Question. Or 5.
Much of the work of personal finance isn’t objective. There isn’t An Answer. Because it’s “personal” just as much as it is “finance.”
Continue reading