Roth IRA Archives - Flow Financial Planning, LLC

Rolling Over An Old 401(k)? Watch Out for These Gotchas.

3 Block Women shown with horizontal lines connecting them. Above are the symbols 4 0 1 (k) in green lettering.

Earlier this year, a client rolled over an old 401(k) into her IRAs at TD Ameritrade (where we manage our clients’ investments). She received, correctly, two checks from her 401(k): one for her pre-tax 401(k) account and one for her Roth 401(k) account. She mailed both of those checks to TD Ameritrade…and they were both automatically dumped into her traditional IRA.

What Is a Backdoor Roth IRA (Contribution)? Should I Do it? How Do I Do It?

Flow FP's Block Woman is hit by some tax code changes.

If I had to wager, backdoor Roth IRA contributions are in the top 3 of #personalfinance Slack channel topics.

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My company doesn’t match my 401(k) contributions (or it’s a very small match). Should I still use my 401(k)?

Flow FP's block woman beside a stack of quarters. A second, smaller stack represents a company match. Matches pairs of quarters, one from each stack, walk into the distance.

Employer matching contributions to your 401(k) are a beautiful thing. They are also a thing of confusion.

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Help! My 401(k) is crappy.

I’d like to think that 401(k)s at high-tech companies would be inexpensive to administer, provide employee-friendly interfaces, and be full of broadly-diversified, low-cost funds. Continue reading

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College Planning… The Early Days. Part 1.

Before opening the doors of Flow Financial Planning, I asked a lot of working mothers about their top financial concerns. One of the most frequent response?

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Tag: Roth IRA

Rolling Over An Old 401(k)? Watch Out for These Gotchas.

What Is a Backdoor Roth IRA (Contribution)? Should I Do it? How Do I Do It?

My company doesn’t match my 401(k) contributions (or it’s a very small match). Should I still use my 401(k)?

Help! My 401(k) is crappy.

College Planning… The Early Days. Part 1.

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