Over many blog posts and over many conversations with clients and colleagues, I’ve trotted out a few different ways of framing and understanding RSUs. I never know what framing is going to hit home, so I thought I’d gather them all into one post. Maybe one thing I write below will finally make you go, “Oooooohhhhh! That’s how they work.” A gal can hope.
In the last month, two of my clients have looked at their paystubs and realized that their 401(k) contributions were going into Roth instead of pre-tax. This wouldn’t be a problem except for the fact that both of these clients had, months earlier, changed their 401(k) contributions away from Roth and into pre-tax. And somehow it didn’t “take.” This caused an administrative pain in the butt and higher-than-planned taxes.
- Angel investing. You really really want to. But should you?
- What Is a Backdoor Roth IRA (Contribution)? Should I Do it? How Do I Do It?
- I Just Received My Open Enrollment Benefits Booklet. Am I Actually Supposed to Read This Thing?
- Meg’s Musings: Your Spending Doesn’t Affect Just You.
- Should I withhold 22% or 37% on my RSUs when my company goes public?