Sometimes Meg’s Musings are just a random collection of thoughts I’ve had, without a unifying theme. Other times, I intentionally sort through my musings (which yes! I write down when they occur to me) for those fitting a particular theme.
Save Up for Big Expenses Ahead of Time. It Forces You to Prioritize Your Goals.
This last March, I took my family on a trip to Europe (London and Paris), a trip that I’d first envisioned in January 2020. Enter pandemic, recovery from pandemic, negotiation of elementary- and middle-school schedules, my own hangups, and I finally did it, four years later.
How Much Can You Safely Spend from Your Investments?…for the Young and Financially Independent
You have millions of dollars. You’re 40ish years old. You’re financially independent. At least, you think you are. But that all depends on not taking too much money out of your investment portfolio. So, how much can you spend and still be “safe”?
Continue readingI Work with Early to Mid Career Clients. Why Did I Get a Retirement Professional Designation?
If you look at our website—and please do! I quite like it—you’ll see that we ask “Are you a woman in your early to mid career in tech?” That’s the demographic we target.
Continue readingMaybe You Can’t Retire Yet, But Can You Stop Worrying About Earning as Much?
Some of our clients go through an IPO and come out the other end financially independent. Thirty-five years old, with $10M in the bank? Check. (Technically, not the bank, but a broadly diversified, low-cost portfolio. At least, that’s the hope!)
Continue readingLive Off a Combination of Investment Income and Job Income, and Put Less Pressure on Both.
You’re in your 30s or 40s (and heyyyy all of you inching over the line into your 50s). You have what sounds like a lot of money. But when you think about the fact that you might live for another 50 or 60 years? It starts to sound like maybe not that much money.
Continue readingLiving Off Your IPO Wealth Starting in Your 30s or 40s. Key Word? Flexibility.
I was recently talking with a couple who had significant wealth from a successful IPO a few years ago. (Ahhhh, those were the days.)
Continue readingYou Should Aim to Be Financially Independent…Enough.
Though the fervor around “financial independence” has abated a bit in recent years, I still see quite a bit of it. (Perils of the job, doncha know.) In fact, I most often see this “I want to retire now!” from women who are burned. the f*ck. out. by their career in tech.
Continue readingHow Much Money Do You Need?
Our clients are in their 20s, 30s, and 40s. They’re all well paid. Many have gone through big liquidity events (read: IPO) that have dumped a big Bucket O’Money™ in their laps. (That’s what we specialize in after all.)
Continue readingWhat should women in tech take away from the FIRE movement?
A woman in the audience at Grace Hopper a few weeks ago asked me and my fellow panelists what we thought about FIRE (Financial Independence, Retire Early). A sea of murmurs and nodding heads showed this was a really popular question.