Author: Meg

Don’t Be Lucky with Your Money. Be Smart. (Ideally, Both.) (Video)

In the tech community, stories abound of people who became rich overnight. They were lucky. Maybe you’ll be lucky. But maybe you won’t.

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Netflix, Doritos, and How You Can’t Willpower Your Way Through Your Finances.

I am one of about five people in the United States who doesn’t have a Netflix subscription. During the last month, however, I had a free trial. Now that it’s over, I once more have time and brain power to do something other than binge watch Marvel superhero shows and “Dexter.”

The Netflix trial proved to me, yet again, that I have no self-control when it comes to watching screens. Honestly, my behavior in the last month disappointed me. “Surely I should be able to resist! What is wrong with me?” Continue reading

behavioral finance investing

Investing is risky. Increasing your earning power is the best protection you have.

Whether you’re a confident investor, or you have a bunch of your money hiding out in cash, I think we can pretty much all agree that the stock market is unpredictable.

Historically it has always gone up…eventually, and so it’s reasonable for us to assume it’ll continue in that vein. But we can’t actually know that.

So, how do we protect against the possibility that the stock market will stop working the way it has in the past?

career company stock income investing investment portfolio

Retirement is so far away it isn’t real. How can you make sure you’re still saving enough? (Video)

If you’re 30 or 40, retirement can be decades off, and so it’s really hard to envision yourself as a retired person.

emergency fund video

The Curious Math of Roth 401(k)s: You Can Save More Than If You Use a Pre-Tax 401(k)

If your 401(k) offers a Roth option, how do you know if you should contribute to it instead of the usual, pre-tax 401(k)?

401(k) retirement retirement savings Roth 401(k) tax planning

The Not-So-Obvious Benefits of Using a Financial Planner

What should I do with my stock options?

How much house should I buy?

How much should I be saving?

Is this idea crazy?

behavioral finance financial planner benefits

Pay Attention to Your Employee Benefits. They Can Be More Important Than Your Salary.

Flow Financial's Block Woman reads her Benefits Packages

Even though you get paid well in the tech industry–in both dollars and company stock–there’s another part of your total compensation that you should probably pay more attention to: employee benefits.

employee benefits