Investing Archives - Page 3 of 5 - Flow Financial Planning

Investing is risky. Increasing your earning power is the best protection you have.

Whether you’re a confident investor, or you have a bunch of your money hiding out in cash, I think we can pretty much all agree that the stock market is unpredictable.

Historically it has always gone up…eventually, and so it’s reasonable for us to assume it’ll continue in that vein. But we can’t actually know that.

So, how do we protect against the possibility that the stock market will stop working the way it has in the past?

Flow FInancial Planning's Block Woman is confronted with difficult choices and needs discipline

Why should I hire a professional to manage my money?

Having a professional invest your money is not about beating the market. It’s about beating what you’d do on your own.

Flow Financial Planning's block woman sits on a pile of monopoly money, looking puzzled

I have a mountain of cash. I know I should probably be doing something better with it. But what?

Do you have a goodly amount of money, but it’s all sitting in cash? Maybe you’ve gone so far as to put it into a high-yield online account, but still, it’s making at most 1.5% interest each year?

FLowFP's Block Woman rejects the complex "What The Fund" in favor of the understandable "Simple Vest"

Choose Reasonable Investments by Following 3 Simple Rules

“Reasonable?” you say. “How about Great? Or even Good?”Read More

My company allows me to contribute after-tax money to my 401(k). Should I?

Hopefully you’ve figured out the basics of your 401(k). Maybe you’ve even figured out whether or not you should contribute to your Roth 401(k). But are you ready for The Next Level in 401(k)?

Should you contribute after-tax money to your 401(k)?Read More

A dog named 401(k) performs "roll over" for Flow FP's mascot, block girl.

What Should I Do with My Old 401(k)?

Did you just leave your job? Or did you leave a job a loooong time ago, and just never did anything with that 401(k)?
Read More

Should I Use My Company Stock to Buy A Home?

Do you work for a company whose stock is stratospheric nowadays? Or are you sitting on a bunch of stock from a company that had a successful IPO? Is this your ticket to homeownership?Read More

Should I Pay Down My Mortgage Faster, or Invest More?

Do you have some extra money, and a mortgage, and you’re wondering whether you should put that extra money towards that mortgage?Read More

Investing in Individual Stocks is Cheap and Easy. And Dangerous.

Low-cost stock-trading platforms have been around for years. E*Trade, Schwab, TDAmeritrade. Read More

Why You Should Invest Outside of Your 401(k)

Are you already saving at least 15% for retirement, and you’ve already built your emergency fund up to cover 6 months of basic expenses, and you still have extra money to save? This is a great opportunity for a taxable investment account, also called a brokerage account.

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