What? You mean my 401(k) can go DOWN? Well, I never…
How long have you been paying attention to your investments, or to the stock market? Has it been only for the last few years, or, maybe only since 2009? Read More
Anatomy of an Awesome 401(k). How Does Yours Compare?
Recently a few of my clients at major tech companies (to remain nameless!) have forwarded to me company emails proclaiming the latest improvements in their 401(k) offering. These improvements have included a “true up” of matching contributions and dead-easy-to-use after-tax-401(k) contributions.
Read More
Uber’s Going IPO! What Do I Do?! Will I Be Rich? Ahhhh!
Perhaps by now you’ve settled down after reading the news of the Uber IPO filing a few days ago. My clients who used to work at Uber are, of course, Pretty Darn Excited about the announcement that Uber has filed for IPO, likely in Q1 of 2019.Read More
Your HSA Is Better than Your 401(k) for Retirement Savings. Don’t Waste it on Actual Health Care Costs.
Like you, I’ve been going through Open Enrollment lately. Only I’ve been going through a whole bunch of open enrollments, for all of my clients. (It’s actually pretty cool, being able to compare—and, perforce, contrast—what a variety of tech companies offer to their employees.)
Read More
I own a ton of company stock. I’m supposed to be doing something with it, right? Right?
Do you find yourself, after a few years of working at the same company, the proud owner of a whacking big pile of company stock?
My Takeaways from #GHC18. And Yes They’re All About Money.
I think I’m still processing the scale and energy of the 2018 Grace Hopper Celebration of Women in Computing. This was my second year attending.
The conference is, obviously, about so much more than how to manage your finances. But it’s the part I care about most, so I viewed most of the conference through that lens. And, as I did last year, I walked away with a better understanding of how women feel about money, what their questions are, and what kind of guidance they want, need, and deserve.
Should You Ask for RSUs or Stock Options?
When you get a job offer, or a raise, or a bonus, you’re probably simply told that you’ll be receiving more restricted stock units or more stock options as part of that compensation package. But on occasion folks are given the choice: Do you want RSUs or stock options?
What happens to my stock options after my company goes IPO?
Congratulations! It might seem like all tech companies go IPO, but that’s not true. In going IPO, your company is in rarified company. And now visions of sugarplums, I mean, wealth are dancing in your head.
My company doesn’t match my 401(k) contributions (or it’s a very small match). Should I still use my 401(k)?
Employer matching contributions to your 401(k) are a beautiful thing. They are also a thing of confusion.
Before You Invest Your Money, Make Sure You Understand What You’re Investing In
I recently spoke with a prospective client who wants to make sure their advisor can advise on cryptocurrencies, because they own some.
Cryptocurrencies fall cleanly outside of my investment philosophy, which is, in a word, boring: low-cost, broadly diversified investments that try to match the market performance, not beat it.
