How long have you been paying attention to your investments, or to the stock market? Has it been only for the last few years, or, maybe only since 2009? Continue reading
Like you, I’ve been going through Open Enrollment lately. Only I’ve been going through a whole bunch of open enrollments, for all of my clients. (It’s actually pretty cool, being able to compare—and, perforce, contrast—what a variety of tech companies offer to their employees.)
Do you find yourself, after a few years of working at the same company, the proud owner of a whacking big pile of company stock?
I recently spoke with a prospective client who wants to make sure their advisor can advise on cryptocurrencies, because they own some.
Cryptocurrencies fall cleanly outside of my investment philosophy, which is, in a word, boring: low-cost, broadly diversified investments that try to match the market performance, not beat it.
Whether you’re a confident investor, or you have a bunch of your money hiding out in cash, I think we can pretty much all agree that the stock market is unpredictable.
Historically it has always gone up…eventually, and so it’s reasonable for us to assume it’ll continue in that vein. But we can’t actually know that.
So, how do we protect against the possibility that the stock market will stop working the way it has in the past?
Having a professional invest your money is not about beating the market. It’s about beating what you’d do on your own.
Do you have a goodly amount of money, but it’s all sitting in cash? Maybe you’ve gone so far as to put it into a high-yield online account, but still, it’s making at most 1.5% interest each year?
“Reasonable?” you say. “How about Great? Or even Good?”Continue reading
Do you have some extra money, and a mortgage, and you’re wondering whether you should put that extra money towards that mortgage?Continue reading