Investing is risky. Increasing your earning power is the best protection you have.

Whether you’re a confident investor, or you have a bunch of your money hiding out in cash, I think we can pretty much all agree that the stock market is unpredictable.

Historically it has always gone up…eventually, and so it’s reasonable for us to assume it’ll continue in that vein. But we can’t actually know that.

So, how do we protect against the possibility that the stock market will stop working the way it has in the past?

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Why You Should Invest Outside of Your 401(k)

Are you already saving at least 15% for retirement, and you’ve already built your emergency fund up to cover 6 months of basic expenses, and you still have extra money to save? This is a great opportunity for a taxable investment account, also called a brokerage account.

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