Category: Investing

This time with feeling: Keep your investing simple to get better returns.

My blog posts about investing are usually just so damn boring. But this time, this time, I …shoot, no, it’s just more of the same. At least this time I have research to make me sound more legit.

Simple Investing is Good Investing

Don’t let anyone tell you that wealthy people don’t invest in mutual funds, stocks, and bonds. These traditional investment categories are the backbone of most portfolios and, in many cases, they are the only assets wealthy people invest in. You have not outgrown stocks and bonds just because you have new money.

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When You Invest, Start with the Right Questions (Hint: They’re Pretty Simple)

Should I invest in the stock market?
Should I invest in crypto?
Should I use Robinhood?
Should I keep my money as cash?

When you start thinking about investing your money, these are The Wrong Questions.

how to invest investing investing questions

Stock market. Coronavirus. Do you feel a wee bit anxious? Find comfort in numbers (and double entendres!).

Presumably you have been consuming a lot of media about the coronavirus and the recent stock-market drop. Over the last two weeks, the financial media has been bleeding and leading, so I thought a less hysterical commentary on at least the stock-market part might be helpful.
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Tricks (Witting or Not) that Investment Advisors Play

Flow FP's Block Woman Contemplates the Shell Game

I am an investment advisor. I believe that I, and many other investment advisors, bring real value to our clients’ lives. But man, this profession is rife with, mmmm, unseemly behavior.Continue reading

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It’s the 90th anniversary of the Crash of 1929. Are you ready for the next market crash?

Flow FP's Block woman is safe in her bucket, in a dangerous world.

As is part of my weekend tradition, this past weekend I read Jason Zweig’s column (paywall) in the Wall Street Journal. (And yes, to answer your unasked question: I do revel in embodying some stereotypes of financial professionals.)

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It’s 20 (40) years until I retire! How do I save and invest for the between-now-and-then? (Video)

We’re pretty good at saving for the long term (retirement). We have our 401(k)s and IRAs. We’re pretty good at saving for now. We have cash in our bank accounts. But what do we do for the *decades* between now and retirement? How do we save and invest for that?

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How Focused Should I Be on Investing? There Are So Many Other Pieces of My Financial Puzzle.

Flow FP's Block Woman can't stop seeing the INVESTING line on the eye chart.

It depends.

Thank you. Thank you. I’m here all week.

investing

Do you fear a recession might be around the corner? What can you do to prepare?

Flow FP's Block Woman hides in her foxhole, worried about impending catastrophe.

Have you started to hear rumblings from your friends, colleagues, family, or the media that a recession is probably coming soon? Are you nursing a fair bit of anxiety about it? Continue reading

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What? You mean my 401(k) can go DOWN? Well, I never…

How long have you been paying attention to your investments, or to the stock market? Has it been only for the last few years, or, maybe only since 2009? Continue reading

401(k) investing stock market

Your HSA Is Better than Your 401(k) for Retirement Savings. Don’t Waste it on Actual Health Care Costs.

Like you, I’ve been going through Open Enrollment lately. Only I’ve been going through a whole bunch of open enrollments, for all of my clients. (It’s actually pretty cool, being able to compare—and, perforce, contrast—what a variety of tech companies offer to their employees.)
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401(k) HSA retirement savings strategy tax planning

I own a ton of company stock. I’m supposed to be doing something with it, right? Right?

Do you find yourself, after a few years of working at the same company, the proud owner of a whacking big pile of company stock?

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