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Flow Financial Planning, LLC
  • Home
  • About
    • About
    • Flow in the Media
    • FAQs
  • What We Do
  • Blog
  • Contact
  • Schedule a 15-min intro call
  • Home
  • About
    • About
    • Flow in the Media
    • FAQs
  • What We Do
  • Blog
  • Contact
  • Schedule a 15-min intro call
Schedule a Consultation

Author: Meg

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  2. Author Archives: Meg

When You Make a Financial Choice, What’s Motivating It? Something Truly You or External Factors?

A friend and fellow financial-planning-firm owner forwarded an email to me recently. It was a promotion from Google Ads, promising $300 in free ads if he first spent $300 of his own money. He wanted to know if I thought he should do it.

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behavioral finance spending

You Have RSUs in Your Private Company. How Do They Work? How Should You Use Them?

A lot of my clients receive RSUs. In public companies. But what if you work for a private company? 

That’s not so straightforward. 

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You’re Optimistic about Yourself. But Not about the World Around You. What Should You Do? (Video)

I’m starting to hear this message more and more from clients and other women in tech. If your personal situation looks rosy, but the country and larger economic situation make you despair, how are you supposed to approach your finances?
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video

Did You Just Come in to a Whole Lot of Money, and, uh, What Next?

Flow Financial Planning's block woman sits on a pile of monopoly money, looking puzzled

In tech, it is possible that you can turn into a (multi-)millionaire overnight. And that can be a really confusing change if you’re accustomed to being a well-paid worker bee with an assumption of working kind of indefinitely. Continue reading

becoming a (multi-)millionaire behavioral finance sudden wealth

Do You Want to Radically Change Your Life, and You’re a Bit Scared to Do It?

I think it is not controversial to say that the lives of 20-, 30-, and 40-somethings change all the time. A new job. Moving. Getting married. Having kids. Another new job. Moving in together. Breaking up. Going back to school. Getting married. Another new job.

And sometimes you might want to Change Everything At The Same Time.Continue reading

behavioral finance career goals life path

Should You Ask for RSUs or Stock Options?

Flow FP's Block Woman contemplates two piles of stock, one larger but more ephemeral than the other.

When you get a job offer, or a raise, or a bonus, you’re probably simply told that you’ll be receiving more restricted stock units or more stock options as part of that compensation package. But on occasion folks are given the choice: Do you want RSUs or stock options?

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company stock RSUs stock options

Without Cash, We Don’t Know What We’re Doing With Our Money (Video)

Do you remember your parents or grandparents using cash and checks to pay for stuff? You use apps and credit cards. Without a physical relationship with money, we’re much more likely to blindly make the wrong decisions with our money. Continue reading

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When’s the Best Time to Hire a Financial Planner? Before You “Need” One.

Flow FInancial Planning's Block Woman is confronted with difficult choices and needs discipline

I must start with an acknowledgment that this blog post is clearly self-serving. It also happens to be something I genuinely believe.

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decision making financial planner financial rules-of-thumb

What happens to my stock options after my company goes IPO?

Congratulations! It might seem like all tech companies go IPO, but that’s not true. In going IPO, your company is in rarified company.  And now visions of sugarplums, I mean, wealth are dancing in your head.

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company stock IPO stock options

Do you want to be more politically involved? Being intentional about your finances can help.

Money, politics, and sex. Three things you’re not supposed to talk about in polite company. So, let’s talk about them. At least, the first two. I’ve got to know you a bit better before we talk about sex. I’m an old-fashioned kind of gal in that way.

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charitable giving political causes politics and money

Want to Buy a Home? Don’t Forget Boring Ol’ Maintenance Costs. Welcome to My Journey as a Homeowner.

Flow FP's Block Woman looks up a grassy hill at her new house, which appears to entirely made of money (expenses)

I want to paint walls something other than Sherwin Williams Pure White SW 7005. I want to plant a garden and not have to leave it after just a few years. I want a better kitchen! I want to buy a home!

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buying a home cash flow home maintenance costs home ownership

Ideas for Improving Your Career if You Ran the Business of “You” Instead of Being an Employee (Video)

I bet you spend almost all your work time doing the job you’re paid to do. But what if you were running a business (You) selling a product (your labor) to customers (employers)? How would you work on your business? 

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