Employer matching contributions to your 401(k) are a beautiful thing. They are also a thing of confusion.
My company doesn’t match my 401(k) contributions (or it’s a very small match). Should I still use my 401(k)?
Before You Invest Your Money, Make Sure You Understand What You’re Investing In
I recently spoke with a prospective client who wants to make sure their advisor can advise on cryptocurrencies, because they own some.
Cryptocurrencies fall cleanly outside of my investment philosophy, which is, in a word, boring: low-cost, broadly diversified investments that try to match the market performance, not beat it.
Life and Financial Lessons from Two Years of Flow
Flow is two years old today. Starting and growing the firm has been stressful, invigorating, challenging, educational (boy howdy), gratifying, ego-stroking, ego-crushing, and validating.Continue reading
Netflix, Doritos, and How You Can’t Willpower Your Way Through Your Finances.
I am one of about five people in the United States who doesn’t have a Netflix subscription. During the last month, however, I had a free trial. Now that it’s over, I once more have time and brain power to do something other than binge watch Marvel superhero shows and “Dexter.”
The Netflix trial proved to me, yet again, that I have no self-control when it comes to watching screens. Honestly, my behavior in the last month disappointed me. “Surely I should be able to resist! What is wrong with me?” Continue reading
Investing is risky. Increasing your earning power is the best protection you have.
Whether you’re a confident investor, or you have a bunch of your money hiding out in cash, I think we can pretty much all agree that the stock market is unpredictable.
Historically it has always gone up…eventually, and so it’s reasonable for us to assume it’ll continue in that vein. But we can’t actually know that.
So, how do we protect against the possibility that the stock market will stop working the way it has in the past?
Why should I hire a professional to manage my money?
Having a professional invest your money is not about beating the market. It’s about beating what you’d do on your own.
I have a mountain of cash. I know I should probably be doing something better with it. But what?
Do you have a goodly amount of money, but it’s all sitting in cash? Maybe you’ve gone so far as to put it into a high-yield online account, but still, it’s making at most 1.5% interest each year?
What happened to Apple can happen to you(r company)
Apple stock fell 14% last month. More importantly, in the last year, Apple’s stock has dropped by over a quarter. I don’t really care why.
Continue reading