If you work—or worked—at a private company, maybe you think IPO planning is just what you do in the few months before and after the IPO.
Continue readingThe Three Stages of an IPO. Which Are You In? What Should You Be Doing Now?
How Much Money Should You Give to Charity?
As we near the end of charities’ fiscal years, you might notice nonprofits reaching out to supporters—like you—to assist with their year-end fundraising goals. So you may be wondering: as a person who cares about the world around me, how the heck can I organize my charitable giving efforts?
Continue readingYou have 90 (30?) days, to exercise your ISOs or let them convert to NQSOs. What to do?
The last thing you need after you’ve lost your job is to be forced to make a decision—that could be worth a lot of money—in just a few weeks.
Continue readingYou kept all your company stock. And now it’s worth so much less. What should you do?
Picture it: Bay Area, November 2021. You own a bunch of Block (or Airbnb, DoorDash, UiPath, Squarespace, Palantir) stock. You’ve got plans!
Continue readingWhat Do You Spend Money On? Lessons from Our Clients About Spending that Brings True Joy.
When we met with our clients this spring, we asked them:
Continue readingTell us about something you spent money on in the last year that made you happy. What did you get out of that purchase?
Plans for your company’s IPO have gone pfft. What should you be doing about your company stock and personal finances now?
The IPO market is very sad right now.
Continue readingMaking Decisions Is Exhausting. Rules and Automation Help You Make Fewer Decisions in your Finances.
You and I probably have at least one thing in common: the administrative burden of modern life is exhausting. Overwhelming. Frustrating. Just nothing good about it, but we can’t escape it.
Continue readingRSUs After They Lose Value: Are You Anchoring on the Price at Grant?
Do you work for a public company? Your RSUs are probably worth waaaay less when they vest nowadays than you thought they would be just six months ago.
Continue readingSometimes it just sucks to be an investor. And consumer.
Do you pay attention to the financial press or to what’s happening in the stock market (or bond market!) or to the price of broccoli at your local grocery store?
Continue readingReflections On 6 Years of Flow
Whew. This last year—Flow’s 6th—was a lot. Pandemic. Politics. Climate. Politics. Economy. Emerging from the pandemic.
As is the tradition, let us look back upon the last year of Flow.
(We celebrate Flow’s birthday on May 9. If you want, read my Year 5, Year 4, Year 3 and Year 2 reflections).
Continue readingHas your tax season sucked? Make some changes now to make next year better (suck less).
If your tax season sucked (stressed out, last-minute activity, uncertainty, unexpectedly big tax payments), then, while the pain is still fresh, let’s think about how to make your life way less stressful next year.
Continue readingShould You Defer Your Bonus to Your 401(k)?
You got a bonus. Nice. In my maturity, I have grown to appreciate an extra $10,000, $20,000, or $100,000 dropping into my lap.
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