Author: Meg

What Do You Spend Money On? Lessons from Our Clients About Spending that Brings True Joy.

A purple Block Woman jumps for joy with a golden starburst around her head

When we met with our clients this spring, we asked them:

Tell us about something you spent money on in the last year that made you happy. What did you get out of that purchase?

joyful spending money mindset

Plans for your company’s IPO have gone pfft. What should you be doing about your company stock and personal finances now?

The IPO market is very sad right now.

Making Decisions Is Exhausting. Rules and Automation Help You Make Fewer Decisions in your Finances.

Block Women is lying on her side with a cartoon dialogue cloud above her head showing a complex decision diamond flowchart

You and I probably have at least one thing in common: the administrative burden of modern life is exhausting. Overwhelming. Frustrating. Just nothing good about it, but we can’t escape it.

automation charitable giving financial rules-of-thumb investing rules saving spending taxes

RSUs After They Lose Value: Are You Anchoring on the Price at Grant?

Block Women is attached to end of graph when the RSU price was high, before it plunged

Do you work for a public company? Your RSUs are probably worth waaaay less when they vest nowadays than you thought they would be just six months ago.

RSUs stock market down

Sometimes it just sucks to be an investor. And consumer.

A dark cloud with rain falling hovers over Block Woman

Do you pay attention to the financial press or to what’s happening in the stock market (or bond market!) or to the price of broccoli at your local grocery store?

inflation mindset money mindset stock market down

Reflections On 6 Years of Flow

Birthday candle 6 with amazed Block Woman

Whew. This last year—Flow’s 6th—was a lot. Pandemic. Politics. Climate. Politics. Economy. Emerging from the pandemic.

As is the tradition, let us look back upon the last year of Flow.

(We celebrate Flow’s birthday on May 9. If you want, read my Year 5, Year 4, Year 3 and Year 2 reflections).

6 years anniversary business owner financial planner

Has your tax season sucked? Make some changes now to make next year better (suck less).

If your tax season sucked (stressed out, last-minute activity, uncertainty, unexpectedly big tax payments), then, while the pain is still fresh, let’s think about how to make your life way less stressful next year.

estimated taxes tax planning tax season taxes

Should You Defer Your Bonus to Your 401(k)?

You got a bonus. Nice. In my maturity, I have grown to appreciate an extra $10,000, $20,000, or $100,000 dropping into my lap.

401(k) bonus defer bonus

Don’t hang out with billionaires. (Video)

The people we surround ourselves with have such a profound influence on how we live our lives, and how we feel as we do it.

If you’re hanging out with people with waaaay more money than you have, it’s gonna be hard to find contentment with what you do have, even if it’s objectively quite a lot!

Do you want to use your wealth to live your own values, to create our own ideal life? Reach out and schedule a free consultation or send us an email.

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Disclaimer: This article is provided for educational, general information, and illustration purposes only. Nothing contained in the material constitutes tax advice, a recommendation for purchase or sale of any security, or investment advisory services. We encourage you to consult a financial planner, accountant, and/or legal counsel for advice specific to your situation. Reproduction of this material is prohibited without written permission from Flow Financial Planning, LLC, and all rights are reserved. Read the full Disclaimer.

goals investing money mindset saving

You Want to Give Money to Charity. Should You Use a DAF?

Good on you for wanting to share some of your good fortune, for wanting to help people, communities, and causes that deserve it.

charitable donations charitable giving DAF donor advised fund

Thinking About Leaving Your Job? Think Through These Things First.

As The Great Resignation continues to unfold, have you been tempted to put in your own two weeks’ notice? Perhaps you’ve even fantasized about your own version of the moment that JetBlue flight attendant announced his resignation over the PA system and exited his plane in glorious fashion.

career career path career planning leaving your job life planning

Money and Time Both Feel Scarce. How Can You Feel More Abundant?

One of the primary concerns of the women we work with is a sense of overwhelming busy-ness. If they were granted three wishes, finding a sense of “time spaciousness” would be at the top of their wish list.

life planning money mindset