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Saving and Spending

Flow FP's Block Woman is hit by some tax code changes.

What Is a Backdoor Roth IRA (Contribution)? Should I Do it? How Do I Do It?

If I had to wager, backdoor Roth IRA contributions are in the top 3 of #personalfinance Slack channel topics.
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Meg’s Musings: Your Spending Doesn’t Affect Just You.

    Ramit Sethi’s work on the psychology of money, especially around spending, is wonderful and desperately needed. To put it simply: He encourages people to spend more money on
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Is your take-home pay too tiny to live on? That’s okay! We can make it work.

But, Meg, what will I live on? A delightful and Highly Suspicious client asked me this recently when I was talking with her about not only maxing out her participation
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Meg’s Musings: Thriving in the Time of Covid

We are all emerging from the first “stage” of quarantine. We are also all starting to realize that, contrary to what I assumed back in March, this is all going
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Meg’s Musings: (Reducing) Spending Edition

I offer up these thoughts on spending in the spirit of: If it helps, I am happy. If this is not the right time for you to think about such
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It’s 20 (40) years until I retire! How do I save and invest for the between-now-and-then? (Video)

We’re pretty good at saving for the long term (retirement). We have our 401(k)s and IRAs. We’re pretty good at saving for now. We have cash in our bank accounts.
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Flow FP's block woman has assembled a lot of data, but finds the result confusing.

Okay, I’ve tracked my spending. But how do I make sense of the data?

Tiller. Mint. YNAB. Spreadsheets. Pencil and paper.
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Do Your RSUs Make Your Annual Income Super High? Treat Yourself, Sure, and Also…

 …don’t permanently increase your expenses.
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I Make So Much Money. This Should Be Easy. Why Am I So Stressed Out? (Video)

It’s easy to think that if you make a lot of money, your financial life should be easy. But if you’re anxious, you have every reason to be! Finances in
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Flow FP's Block Woman hides in her foxhole, worried about impending catastrophe.

Do you fear a recession might be around the corner? What can you do to prepare?

Have you started to hear rumblings from your friends, colleagues, family, or the media that a recession is probably coming soon? Are you nursing a fair bit of anxiety about
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