With interest rates now being not-zero, it is very tempting to move our cash all around in order to actually, Finally Lord! get some interest on our cash.Continue reading
Meg’s Musings: Consumption Edition
Several years ago I took my two young daughters and my mother (code name: Grandma) to Disneyland. Those three really wanted to go, and they had a wonderful time.Continue reading
What Do You Spend Money On? Lessons from Our Clients About Spending that Brings True Joy.
When we met with our clients this spring, we asked them:
Tell us about something you spent money on in the last year that made you happy. What did you get out of that purchase?
What Is a Backdoor Roth IRA (Contribution)? Should I Do it? How Do I Do It?
If I had to wager, backdoor Roth IRA contributions are in the top 3 of #personalfinance Slack channel topics.Continue reading
Meg’s Musings: Your Spending Doesn’t Affect Just You.
Ramit Sethi’s work on the psychology of money, especially around spending, is wonderful and desperately needed. To put it simply: He encourages people to spend more money on the things they love.
Is your take-home pay too tiny to live on? That’s okay! We can make it work.
But, Meg, what will I live on?
A delightful and Highly Suspicious client asked me this recently when I was talking with her about not only maxing out her participation in her company’s (Airbnb’s) ESPP but also maxing out her after-tax contributions to her 401(k).Continue reading
Meg’s Musings: Thriving in the Time of Covid
We are all emerging from the first “stage” of quarantine. We are also all starting to realize that, contrary to what I assumed back in March, this is all going to take a lot longer than just a few months to fix.
Meg’s Musings: (Reducing) Spending Edition
I offer up these thoughts on spending in the spirit of: If it helps, I am happy. If this is not the right time for you to think about such things, please ignore them! The internet is wonderful (and terrible) in that nothing ever disappears. Come back later if you want.