Do you ever feel that your cash flow should be easier to get a hold of? You should be able to automate it? Not have to think about it so much? Not have to move money around with your delicate hands so often?
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In the last month, two of my clients have looked at their paystubs and realized that their 401(k) contributions were going into Roth instead of pre-tax. This wouldn’t be a problem except for the fact that both of these clients had, months earlier, changed their 401(k) contributions away from Roth and into pre-tax. And somehow it didn’t “take.” This caused an administrative pain in the butt and higher-than-planned taxes.
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Just getting on the mat is the hardest part.
Do you do yoga? Do you love yoga? I do. My yoga practices goes back 20 years (because, evidently, I’m Old), and I don’t know what I’d do without it. Over those years, I’ve accepted a lot of the lessons that yoga tries to teach you.
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You cannot cruise the internet without tripping over articles about the partial government shutdown and the increasingly horrible effects it’s having on many government workers and their finances and their psyches.
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How long have you been paying attention to your investments, or to the stock market? Has it been only for the last few years, or, maybe only since 2009? Continue reading
Recently a few of my clients at major tech companies (to remain nameless!) have forwarded to me company emails proclaiming the latest improvements in their 401(k) offering. These improvements have included a “true up” of matching contributions and dead-easy-to-use after-tax-401(k) contributions.
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Perhaps by now you’ve settled down after reading the news of the Uber IPO filing a few days ago. My clients who used to work at Uber are, of course, Pretty Darn Excited about the announcement that Uber has filed for IPO, likely in Q1 of 2019.Continue reading
Like you, I’ve been going through Open Enrollment lately. Only I’ve been going through a whole bunch of open enrollments, for all of my clients. (It’s actually pretty cool, being able to compare—and, perforce, contrast—what a variety of tech companies offer to their employees.)
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Last week I spent time in the Bay Area visiting clients, listening to them talk about their jobs and careers, getting treated to free meals at their workplaces, and generally standing in awe of the wealth on display in their company headquarters.Continue reading
Do you find yourself, after a few years of working at the same company, the proud owner of a whacking big pile of company stock?