It’s easy to think that if you make a lot of money, your financial life should be easy. But if you’re anxious, you have every reason to be! Finances in tech are straight up complicated. And the risks of loss or lost opportunity are real.
If You Have RSUs and Your Company Just Went Public, You Miiiight Want to Check Your Tax Situation.
Flow Turns 3
Do you fear a recession might be around the corner? What can you do to prepare?
Do you see yourself NOT in tech in 10 years?
Don’t Put Your Tax Return Away Yet! Look for a Few Bits to Improve Your Finances Going Forward.
Welp, you’ve done your taxes. At least, I sure hope you have.
In this here blog post, I wish not to look backwards and cast aspersions at the IRS or the Trump Administration or your company’s HR department (although lord knows, at times they’ve all deserved it…some more than others). Instead I want to show how you might use your 2018 tax return to make your ongoing finances better.
Are you letting your vested RSUs just sit there, for lack of a better idea? (Video)
How Do I Combine Finances with My Partner?
Let’s just get this out of the way at the beginning: There is no one right way to combine finances with your romantic partner. The “right” way differs from couple to couple…and over time for the same couple!
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Why is it so hard to get a handle on my cash flow? Surely this should be easier!
Do you ever feel that your cash flow should be easier to get a hold of? You should be able to automate it? Not have to think about it so much? Not have to move money around with your delicate hands so often?
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Your paystub can be very informative. And also wrong. When’s the last time you double-checked yours?
In the last month, two of my clients have looked at their paystubs and realized that their 401(k) contributions were going into Roth instead of pre-tax. This wouldn’t be a problem except for the fact that both of these clients had, months earlier, changed their 401(k) contributions away from Roth and into pre-tax. And somehow it didn’t “take.” This caused an administrative pain in the butt and higher-than-planned taxes.
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Do you love your yoga practice? You can apply it to your finances.
Just getting on the mat is the hardest part.
Do you do yoga? Do you love yoga? I do. My yoga practices goes back 20 years (because, evidently, I’m Old), and I don’t know what I’d do without it. Over those years, I’ve accepted a lot of the lessons that yoga tries to teach you.
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Emergency funds. Yes, they’re boring. But do you actually have one that’s big enough?
You cannot cruise the internet without tripping over articles about the partial government shutdown and the increasingly horrible effects it’s having on many government workers and their finances and their psyches.
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