We work with plenty of clients who, at an enviably young age, already have a portfolio worth millions of dollars. (Thank you, IPOs.)
Continue readingYou Have Millions of Dollars. Perhaps You *Can* Invest in Fancy Investments, But You Needn’t.
Magical (“Magical”) Personal Finance Tactics
Are you tempted to believe that there are magical solutions to your financial problems?
What Should You Do with Your Giant Pile of Company Stock?
Have you decided you want to do something about all this company stock, but you’re stymied by not knowing how? It’s a giant elephant, and you have no idea how to take the first bite.
Continue readingWhat Are You Excited About?
In my business, the whole team (the whole three of us) gather in December for an annual offsite, a full day dedicated to looking back on the year that’s about to end and forward to the year that is about to begin. A full day also dedicated to lattés, laminated bakery goods, and a delicious lunch with a view of Bellingham Bay. ‘Tis VERY IMPORTANT that such matters be attended to.
Continue readingHaving Children with Your Unmarried Partner: How to Protect Yourself and Your Children
Several of our women clients are in committed, unmarried relationships, and have had or plan to have kids with their partners. Having kids with a partner you’re not married to is simply different than being married to the partner (co-parent), and I want to make sure you fully protect yourself and your child.
Continue readingLive Off a Combination of Investment Income and Job Income, and Put Less Pressure on Both.
You’re in your 30s or 40s (and heyyyy all of you inching over the line into your 50s). You have what sounds like a lot of money. But when you think about the fact that you might live for another 50 or 60 years? It starts to sound like maybe not that much money.
Continue readingDo You Feel Cared For?
or How a health scare crystallized for me the role I want to play in my clients’ lives.
Managing Finances in a Couple When One of You Has Way More Wealth
Are you in a relationship where you have far more wealth than your partner or spouse (or perhaps vice versa)? It can make it hard to figure out how to live your life together, can’t it?
Continue readingRoth Conversions Can Save You A Lot in Taxes Over Your Life. What’s the Best Way to Do Them?
A Roth conversion can potentially save you a lot of money over your lifetime. It is a long-term (years or decades-long) strategy, to be sure. It is one that is usually talked about in the context of retirees.
Continue readingLiving Off Your IPO Wealth Starting in Your 30s or 40s. Key Word? Flexibility.
I was recently talking with a couple who had significant wealth from a successful IPO a few years ago. (Ahhhh, those were the days.)
Continue readingHow Much Should You Put in Your Child’s 529 College Account? What If It’s Too Much?
Your child is two years old. You want to save for their college. The answer to “Where should I save?” is easy enough. The bigger, harder question is: “How much should I save?”
Continue readingHow We Evaluate and (Hopefully) Improve a Client’s Existing Portfolio
As much as I think most of investing is boring (and should be), I really enjoy the puzzle of what to do when I first start working with a client’s existing investment portfolio. And how I work through that puzzle might help you evaluate and improve your own investment portfolio.
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