or How a health scare crystallized for me the role I want to play in my clients’ lives.
Do You Feel Cared For?
Managing Finances in a Couple When One of You Has Way More Wealth
Are you in a relationship where you have far more wealth than your partner or spouse (or perhaps vice versa)? It can make it hard to figure out how to live your life together, can’t it?
Continue readingRoth Conversions Can Save You A Lot in Taxes Over Your Life. What’s the Best Way to Do Them?
A Roth conversion can potentially save you a lot of money over your lifetime. It is a long-term (years or decades-long) strategy, to be sure. It is one that is usually talked about in the context of retirees.
Continue readingLiving Off Your IPO Wealth Starting in Your 30s or 40s. Key Word? Flexibility.
I was recently talking with a couple who had significant wealth from a successful IPO a few years ago. (Ahhhh, those were the days.)
Continue readingHow Much Should You Put in Your Child’s 529 College Account? What If It’s Too Much?
Your child is two years old. You want to save for their college. The answer to “Where should I save?” is easy enough. The bigger, harder question is: “How much should I save?”
Continue readingHow We Evaluate and (Hopefully) Improve a Client’s Existing Portfolio
As much as I think most of investing is boring (and should be), I really enjoy the puzzle of what to do when I first start working with a client’s existing investment portfolio. And how I work through that puzzle might help you evaluate and improve your own investment portfolio.
Continue readingOur Investment Beliefs
I rarely talk about investing in this blog. It has been on purpose.
Continue readingEmployee Stock Purchase Plans (ESPP): Enroll, But Don’t Get Too Excited.
Do you know, more or less, how RSUs work, but ESPPs are a complete mystery? Join many of our clients in that confusion. And frankly they are stupidly complicated for the amount of money they’re worth to you.
You Just Started a New Job. How Much Should You Contribute to Your New 401(k)?
One of the many things you have to figure out when you start a new job is the new company 401(k).
Continue readingYou Want Certainty. I’m Sorry, You Can’t Have It. So How Should You Make Financial Decisions?
Because our clients are of the human variety, a lot of them want some certainty in their planning. They want to know that this decision will turn out right, or that they will be able to achieve this or that goal.
Reflections on 7 Years of Flow
My seventh year in business was probably my hardest year, save for my first. My first was characterized by “Will this even work?” Last year was characterized by “It worked. But I’m not happy…and good lord am I tired.”
Continue readingHow I Created My Own Charitable Giving Plan: An update 2 years later
Two years ago, I wrote about creating my own charitable giving strategy, which I then documented in spreadsheet-y glory. I’m back to tell you how I’ve changed and improved it since then.
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