Author: Meg

Do Your RSUs Make Your Annual Income Super High? Treat Yourself, Sure, and Also…

…don’t permanently increase your expenses.

Should I Use the Brokerage Window in My 401(k)? What IS the Brokerage Window in My 401(k)?

When you log on to your 401(k) website at, say, Fidelity, do you see a mysterious mention of a “BrokerageLink®”? Have you ever wondered what it is and whether you should use it?

investing

How Focused Should I Be on Investing? There Are So Many Other Pieces of My Financial Puzzle.

It depends.

Thank you. Thank you. I’m here all week.

investing

Flow Is Hiring!

Specifically, hiring an Associate Advisor.

double-trigger vesting IPO lockup period privately held company public company RSUs

I Make So Much Money. This Should Be Easy. Why Am I So Stressed Out? (Video)

It’s easy to think that if you make a lot of money, your financial life should be easy. But if you’re anxious, you have every reason to be! Finances in tech are straight up complicated. And the risks of loss or lost opportunity are real.

money mindset

If You Have RSUs and Your Company Just Went Public, You Miiiight Want to Check Your Tax Situation.

A curious thing is happening when big tech companies, like Lyft and Uber, go IPO nowadays. I mean, aside from the fact that their stock immediately starts losing value…although that figures into my point, which is:

double-trigger vesting IPO lockup period privately held company public company RSUs

Flow Turns 3

Flow FP's Block Woman celebrates 3 years of Flow Financial Planning!

Today is Flow’s third anniversary. Hallelujah.

I am occasionally the introspective sort. And occasionally others benefit from those introspections, so I thought I’d publish said introspections on the last three years. Here’s my two-year retrospective.Continue reading

3 years anniversary business owner entrepreneur financial planner retrospective

Do you fear a recession might be around the corner? What can you do to prepare?

Flow FP's Block Woman hides in her foxhole, worried about impending catastrophe.

Have you started to hear rumblings from your friends, colleagues, family, or the media that a recession is probably coming soon? Are you nursing a fair bit of anxiety about it? Continue reading

career career planning life choices video

Do you see yourself NOT in tech in 10 years?

When you look forward 5, maybe 10 years, do you see yourself not in the tech industry anymore? Lots of women leave tech, for good reasons and bad. If it’s a possibility for you, what are you doing now to prepare for it?

career career planning life choices video

Don’t Put Your Tax Return Away Yet! Look for a Few Bits to Improve Your Finances Going Forward.

Tax Day arrives abruptly for Flow Financial Planning's Block Woman.

Welp, you’ve done your taxes. At least, I sure hope you have.

In this here blog post, I wish not to look backwards and cast aspersions at the IRS or the Trump Administration or your company’s HR department (although lord knows, at times they’ve all deserved it…some more than others). Instead I want to show how you might use your 2018 tax return to make your ongoing finances better.

charitable giving RSUs tax planning

Are you letting your vested RSUs just sit there, for lack of a better idea? (Video)

Every month or every quarter, your Restricted Stock Units vest and now you own (more) company stock. Are you keeping the company stock…just because you don’t know what you’d do with the money from selling it? There is a solution!

cash flow company stock RSUs video

How Do I Combine Finances with My Partner?

Let’s just get this out of the way at the beginning: There is no one right way to combine finances with your romantic partner. The “right” way differs from couple to couple…and over time for the same couple!
Continue reading

joint finances