Category: Public-company equity

The Three Stages of an IPO. Which Are You In? What Should You Be Doing Now?

Block Women on level two of a three-level blue staircase

If you work—or worked—at a private company, maybe you think IPO planning is just what you do in the few months before and after the IPO.

You have 90 (30?) days, to exercise your ISOs or let them convert to NQSOs. What to do?

The last thing you need after you’ve lost your job is to be forced to make a decision—that could be worth a lot of money—in just a few weeks.

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You kept all your company stock. And now it’s worth so much less. What should you do?

Block Woman being elevated while with a pile of papers underneath

Picture it: Bay Area, November 2021. You own a bunch of Block (or Airbnb, DoorDash, UiPath, Squarespace, Palantir) stock. You’ve got plans!

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Have NSOs in a public company? How “leverage” helps you decide when to exercise them.

If there’s one topic that our clients have no idea how to figure out, it’s the question of when to exercise their stock options. (Also, “What do you mean, the tax code works like that?”)

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How many of my RSUs should I sell?

How many of your RSUs should you sell when they vest?

I have long given the advice, “Just sell ‘em all, ASAP.” But I’ve grown a bit soft in my old age (hush your mouth).

company stock investing restricted stock units RSU RSUs taxes

A Collection of The Most Important Bits About Restricted Stock Units (RSUs)

Flow FP's block woman contemplates future cash with a checklist in hand

Over many blog posts and over many conversations with clients and colleagues, I’ve trotted out a few different ways of framing and understanding RSUs. I never know what framing is going to hit home, so I thought I’d gather them all into one post. Maybe one thing I write below will finally make you go, “Oooooohhhhh! That’s how they work.” A gal can hope.

cash flow company stock investing restricted stock units RSU RSUs taxes

What Should I Do with My Vesting RSUs, Now that the Stock Market Is Tanking?

You work for a public company. Your RSUs are continuing to vest. The stock market and, more importantly, your company stock have dropped a lot in price. Even if you’ve been comfortably following a strategy with your RSUs, are you feeling a wee bit less certain about the strategy right now?

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Do Your RSUs Make Your Annual Income Super High? Treat Yourself, Sure, and Also…

…don’t permanently increase your expenses.

cash flow cash flow planning income RSU RSUs

Do you fear a recession might be around the corner? What can you do to prepare?

Flow FP's Block Woman hides in her foxhole, worried about impending catastrophe.

Have you started to hear rumblings from your friends, colleagues, family, or the media that a recession is probably coming soon? Are you nursing a fair bit of anxiety about it? Continue reading

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Are you letting your vested RSUs just sit there, for lack of a better idea? (Video)

Every month or every quarter, your Restricted Stock Units vest and now you own (more) company stock. Are you keeping the company stock…just because you don’t know what you’d do with the money from selling it? There is a solution!

cash flow company stock RSUs video

I own a ton of company stock. I’m supposed to be doing something with it, right? Right?

Do you find yourself, after a few years of working at the same company, the proud owner of a whacking big pile of company stock?

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Should You Ask for RSUs or Stock Options?

Flow FP's Block Woman contemplates two piles of stock, one larger but more ephemeral than the other.

When you get a job offer, or a raise, or a bonus, you’re probably simply told that you’ll be receiving more restricted stock units or more stock options as part of that compensation package. But on occasion folks are given the choice: Do you want RSUs or stock options?

company stock RSUs stock options